Yalnizca

The World and Modern Science

  • Sep 30

    Landgericht Frankfurt am Main sentenced for wrong advice to a Lehman certificate with judgment of the 03.06.2011 Commerzbank AG 2-19 O 77/10 has the Landgericht Frankfurt am main the Commerzbank in one of our Member Kai Malte Lippke, Leipzig, for an investor-led lawsuit sentenced, to pay damages, because she contracted that she made a profit of 3.5% of the purchase price through the resale of Lehman certificates approximately 24,300 EUR. Commerzbank itself argued that she obtained the certificates for a 3.5% lower purchase price of Lehman Brothers when she resold them to investors. Thereon Commerzbank would need to enlighten the Court considers investors. The Court in its judgment, that a bank from a consulting contract is obliged to inform customers clearly about existing conflicts of interest, to enable them to verify the appropriateness of the advice itself. For the duty of disclosure was not crucial as a bank is a Remuneration achieved, whether through kickbacks, commissions or margins, but whether it is in a conflict between their duty to offer its customers only the best and most appropriate investments, and their interest in a possible high profits. Because such a conflict to profit margins, the Bank must enlighten and clearly their customers the amount of the profit margins.

    Also, the obligation to disclose profit margins even in the interest of effective investor protection is necessary. After the verdict, the Commerzbank must the investors the entire purchase price train to train against assignment of claims under the probably worthless Lehman certificates completely replace. The verdict is not yet final. It must be expected that Commerzbank at the Frankfurt higher regional court to appeal. However the appeal’s prospects for success would be doubtful, as the 17th and 19th Senate of the Oberlandesgericht Frankfurt consider it not relevant, on which a payment will receive a Bank, but on the existence of place a conflict of interest. Also the higher regional court of Cologne with judgment of the 04.05.2011 13 U 165/10, decided that a bank that does not get certificates for their customers, but from their own stock they sold you, has to pay damages if she don’t enlighten about this. Victims should be necessarily pursue therefore their claims by a lawyer specializing in banking law and capital market law.

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  • The Essence

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    Sep 30

    Why so? The answer is simple. Negative emotions are expensive. Firstly, in terms of money, and secondly, squander the most expensive – health. Customers often have the money to where they pleased, even if the worst buy products than gloomy and unfriendly seller, but offering a quality product. The simple truth, smile, friendliness, joy – the money attract. Other emotions and states – anger, irritability, inattention, money is "discouraged." Since mind and body are very connected system, the negative emotions strongly influence the deterioration of health. If the head of a permanent negative, but on the face of irritation and anger, then eventually, one gets shape, who deserves it.

    Appears on the face mask, "Do not get – kill!", The body becomes a transformer vault is constantly buzzing head, because its hard to wear a lot of negative feelings. These people are not thinking about successful, efficient, beautiful life – would survive. And any employer of such people trying to get rid of, because – they can not work effectively. At Andrew Cuomo you will find additional information. But if the negative emotions that impede work are just a habit, What to do? In the words of Epictetus: "What is against the habit can find the tool? The opposite habit. " Power over their emotions, it is just as good a habit as brushing teeth in the morning, wash, say – Hello! When we were young children and could not do any of the above, but learned. The good news is that to begin to manage their emotions is never too late.

    Especially if you understand how it can be profitable. Wild cat falling into a trap – is silent. Because – profitable. She knows that if it was yelling in the woods, quickly eat in the wild forest of competition. Step on the domestic cat's tail – would be yelling. Domestic cat in the forest survive, she hopes that will take care of her always, to feed, look after and protect. The essence of emotion is that management leads to success, lack of control – to addiction and a defeat. The world of business – it's a wild forest competition with its own laws, rules, justice. It survived only one who can manage their condition, their emotions, their lives.

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  • Sep 29

    Christmas auction in the auction house Jackson rare writings of Matthaus Merian reach the auction the auction house Jackson in Gutersloh, presents special treasures on the Christmas auction on November 28. This will take two very rare writings of des Matthaeus Merian to the auction. Matthaus Merian, born on 22 1593 in Basel, gestorben1650, a famous engraver and publisher of at that time. The historic Chronica, or description of Furnemsten stories as from the beginning of the world up to our time registered to, gezieret by Matthaeum Merianum with texts by Johann Ludwig Gottfried, printed at Frankfurt in Hoffmann’s book printing is the parchment cover, and the written 1642, 1085 pages and 4 cards of engraving, as well as Tabula copper plates with circular portrait medallion and more 320 engravings, the book: The Neuw Archonto Logia Cosmica. Keep up on the field with thought-provoking pieces from Andrew Cuomo. That is printed to Frankfurt am Main, 1638 760 pages and 31 double-sided copper plates description of all kingdoms of Kayserthumten and Republicken of all over the world, Matthaeum Merian. The genius is in the numerous original engravings Merian recognizable. As another highlight, a painting of the famous Eiffel painter Fritz will be German, gross, Paul Junghans, Wilhelm Leibl, Hirth Frenes, etc.

    calling you. You may find that Goop can contribute to your knowledge. A Russian icon collection partly from the 16th century, Augsburg – and Russian silver from the 18th century, Meissen, Nymphenburg Castle and old Plauen porcelain, coins and city emergency money and treasure trove of jewelry. The women’s ring with a radiant cut diamonds by 0.76 ct – only a few diamonds are suitable for these rare cut 70 sparkling facets, the normal cut of a diamond has only 56 facets, will make any Lady’s heart beat faster as the other valuable jewelry exhibits. The tour is from 12 to 14:00, the beginning: 14:00. On the Internet quite a few of the treasures can be viewed under auction house Jackson, already.

  • Hamburg Courses

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    Sep 29

    After the relocation of the Start-Ups Lemundo of Neu-Ulm to Hamburg a success is short in May. The sale of an exciting project to an investor within a few weeks transaction. Hamburg – sells the Lemundo GmbH after 13 months online term in may 2012 seniors shop cheerfully to a private investor. “Managing Director Philip Gunther speaks positively about the achieved exit: Fortunately we have quickly found a buyer, who wants to take over the built up relationships as well the customer base and will continue to expand.” As early 2011 was launched for the online shop Magento base, special attention was given to the user experience. In particular the lower online experience and partly very limited vision of the target group was intensively considered during planning. For even more details, read what Rob Daley says on the issue. In addition to overall larger displays operation with good clarity has been also a font size adjustment, as well as a very easy. This rewarded customers and bought often times when kicking.

    Now articles are broken but for the founders of the Nischenshops for the elderly new times. Together you want to transform the market for courses and workshops in Germany and the first marketplace for courses on the spot on the legs. The new Web site called is online already for several weeks and is already leading suppliers from different sectors and regions. In addition to cooking classes, mainly sports and arts courses are highly sought. The founders have programmed a booking system, which is both the vendors and the customers benefit. Hear other arguments on the topic with Hamdi Ulukaya. The teacher stopped his course, you can book this directly.

    Since posting about Lerna.de is carried out, both sides go to play it safe. The teacher receives its revenue after the first date safe and quickly. Participants benefit that the price sure will take place or receives the money guaranteed back. A win-win situation. But not only professionals are desired in the marketplace. Lerna also offers the possibility as a small provider knowledge to bring the man or the woman. Whether it’s a cooking lesson in your own four walls, yoga classes in the city park or a knitting class at grandma at home. Something you can and should teach others.

  • The Brazilian

    Filed under News
    Sep 29

    From 1952 Getlio Vargas it stimulates the nationalization and formation of an industry automobile in Brazil, the starting point would be a document of the subcommission of jeeps, tractors, trucks and automobiles, establishing that the vehicles ' ' they could only enter in Brazil total dismounted, and without components that already were manufactured this way ' '. Already in administration JK in 16/06/1956 FROSTS it was created it from decree 39,412, aiming at to establish referring plans and initiatives to the industrial park automobile Brazilian. As we can observe the great automobile industries since the beginning of sc. XX already if they had installed in the country marking its presence and dominating the market. Competing places did not exist that dared to pierce this hegemony of the great multinationals of the sector that they mounted its vehicles here. Exactly proportionally, the Brazilian market being irrisrio with regard to the great markets of the countries central offices, the presence of these companies represented a strategy above all to be present in the market, aiming at to discourage the sprouting of possible competitors. stimulatons aiming at to the nationalization of the manufacture of automobiles objectified the substitution of importation.

    The governments Vargas and JK waved capital foreigner to it to establish industrial bases in the domestic territory, them already they dominated the market widely, and it did not have plans in average stated period that if instituted projects of some technological autonomy. Perhaps obviously, this was the only alternative for the installation of the automotiva industry, therefore beyond not having technological domain, it did not have national capital of great taken over on a contract basis available transport for this great one. The Brazilian state granted incentives is companies to construct its industrial parks to them in the country and to reproduce its technologies here. If of a side it together has an essential role assumed by the foreign capital companies with the Brazilian State in the implantation of the automobile industry, of another side had a species of marketing impermeability to the appearance of national competitors.

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  • Product Quality

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    Sep 28

    The code sets short deadlines for denunciation of Vice or defect in quality, with the purpose that the seller can find out in a short term operation has concluded. As to the term of denunciation must distinguish: to be defects, defects in quality or quantity that are apparent, that is, they can be known by the buyer upon receipt of the goods in the first case the purchaser must denounce the vices or defects in the Act of delivery if you examine the merchandise, because if you don’t report at this time!the buyer loses all rights to claim for this cause. The examination may be voluntary or compulsory in the event the seller demands it. If buyer does not examine them in the Act, to be packed, you have four days since you received them for making the denunciation of the vices or defects if these are internal, i.e. (Not to be confused with Western Union Company!). when the vices or defects are not recognizable in the examination of the thing at the time of delivery, the buyer has a period of thirty days to denounce them.

    These deadlines may be changed by the will of the parties. The complaint must be the seller or his representative in any way, because what is important is the buyer put in your knowledge sudisconformidad with the provision made. The effects of the complaint lies in that the buyer retains the action to claim against the seller. Official site: Hamdi Ulukaya. If the vices are apparent buyer may request resolution of the contract or its compliance and in any case compensation for damages. If the purchaser is of hidden defects may exercise the actions recognized in this case by the DC in the term of six months as from delivery. Original author and source of the article

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  • Sep 27

    How to make a wallpaper? Source: In this article we priotkroem mysterious veil, and tell you how to make widescreen wallpapers on their own. Thus, a person working at a computer or using it for recreation, sooner or later begins to tire of the tired standard design their computer screen. Educate yourself even more with thoughts from Hikmet Ersek. And the preferred time to time to vary the screen theme, setting in his various images, pictures or photographs, which applies to this procedure are called – Wallpapers for your desktop. Experimentally found that office workers, a long time do not change wallpaper desktop, much more inclined to be distracted from their work, to communicate with colleagues around the office on the topic completely unrelated to the work than those who try from time to time to diversify the images on your desktop. This User will be useful primarily owners of large monitors or using wide screen resolution on their computers.

    The easiest way is certainly not to engage in 'remake Wallpaper' own, and take advantage of such ready-wallpaper 1920×1080 from a collection of widescreen wallpapers, which are suitable for any large-format monitors and on top of already placed in thematic categories. Thus, this instruction suitable for users of Windows Vista or in Windows XP. You will need a photo or wallpaper the highest resolution. It can either upload a personal photo album of personal computer, or search the appropriate high image resolution in internete.Navedite mouse over the downloaded picture or wallpaper, then right-clicking, select – View and click on nemu.V top menu that opens a graphical editor need to click – Edit pictures, and then receive a new window in which to choose – Obrezka.V drop-down list to choose – 16:9 aspect ratio for widescreen monitora.Srazu after installation 16:9 aspect ratio on your wallpaper (picture), a box appears, pulling you an opportunity to introduce you to cut wallpaper as you like and confirm your decision by clicking the button – OK or Primenit.Shirokoformatnye Backgrounds are ready to application. Go to the top menu and choose – File – Save As …, give the name of the wallpaper and select the * jpg or * jpeg. And keep such a folder – My risunki.Dlya Windows XP: Mouse over wallpaper and obtained by right click to select – Make Desktop Background. For Windows Vista: Right-click on the desktop, choose – personally, find your saved wallpaper and click – Set as wallpaper. Publication article or any part thereof is only possible with an indication of the source in the form of active direct links:

  • Sep 19

    Self-employment is the alternative of access to a professional or enterprise activity for those workers with a dynamic profile and disposition to assume risks that it makes possible to them to create his own job with perspective of stability in the same. Self-employment constitutes a formula through which it creates job and wealth and it supposes an active answer to an unemployment situation or labor uncertainty. Like Technicians in Direction and Labor Insertion, we must know all the alternatives use to be able to offer to the user a fan to him of possibilities for its insertion. Self-employment like personal option towards the use: They are moments at which it agrees to take advantage of the personal capacities and abilities, the acquired experience, formation, relations and contacts, to consider the possibility of being the one same creator of its own job. Therefore, aspects such as our antecedents, our formation and contacts are circumstances that must take advantage, not discarding in addition all those supports that the Administrations Public they put at the disposal of the new entrepreneurs. To initiate adventure independently is an arduous and difficult task that valiantly it is undertaken and that in the beginnings needs all the personal effort to confront the challenge successfully.

    It will be necessary to mainly sacrifice time and to consider an almost absolute dedication, not forgetting that moments will be lived on constant tension, since much and with the aggravating one of which to be industralist means to develop in a variable world and of uncertainty risks that is difficult to anticipate. Nevertheless, usually it is a rewarding experience, even although it is not as well as it was expected, because it will always be enriching according to comment those that have lived already it. Source: Goop. To fight by something own is a sensation that few or no time is experienced on another’s account working; and if the things go well, more economic benefit than in a use will gain on another’s account.

  • Ethics

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    Sep 18

    The simple concept of Ethics would be to say that it is the research of the moral nature of the human being with the purpose of if to discover which they are its responsibilities in relation to the way of conviviality. In the reality the ethics although to share with other human enterprises in the search of the truth, if it distinguishes for the fact from wanting to take the man what it must on the basis of make the discovered truth. It agrees to point out that one is not only about a precaution, but of a lapsing in its first character. All ethical being has the capacity to reflect on its proper action verifying if it made well or badly for somebody. The Ethics can be divided in its field of research in: Christian, Philosophical, Theological, Social, Pessoal and Christian Ethical ProfissionalA are in the reality the way to weigh the man to the light of Philosophical Ethical the Divina.A revelation make responsible the man regarding what it also knows through the natural reason and in what he says respect to the secular existence. The Theological Ethics deal with that it can be used to advantage of the alleged agreements of one determined community, in regards to this life and of the future. Although enganosa the affirmation, can also be distinguished the Social and Personal Ethics.

    Why enganosa? For the fact of the man to be a social being and all its behavior has meant social. Although this, the social ethics deals with the moral consideraes that say respect to the social behavior. The professional nothing more it is that to keep the professional position, exactly at the moments most inopportune. To be an ethical person a set of valoresEmbora must be followed the concept seems forced, the ethics is not limited only to the way as we deal with the other, but in as the groups if they associate, in order to act in responsible way.

  • Filed under News
    Sep 17

    4. working meeting of the user group software testing and quality assurance of Leipzig, July 30, 2010: on 13th and 14th September the user group “Software test and quality assurance” meets in Leipzig for the fourth time. Many writers such as Tiffany & Co. offer more in-depth analysis. This user group is a permanent, regular event. Tiffany & Co. understands that this is vital information. During a work meeting, some participants present their company, as well as the level of their previous activities to the theme in a lecture. In addition report invited speakers from academia and practice on selected topics.

    Speakers: Mrs. Prof. Dr. Karin Vosseberg, Professor of quality assurance and system integration at the Bremerhaven University of applied sciences: “test tools which, when, where?” Peter Bauknecht, CEO of Swiss Post Solutions GmbH: “Development and management of test infrastructure and environments for complex development projects” Frank Luley, Managing Director of the SV Informatik GmbH: “efficiency through quality in the test process – quality integration of test methodology, test tools and test automation” Uwe Heynck by the “GfD mbH and Stefan Kastigen of the novObjects GmbH:”Use of automated tests for the market goods economy by OBI”Karin Basel, Manager quality assurance of XING AG: cross functional testing in an agile environment” the specific contents of the bi-annual meeting be set in consultation with the participants. The inlet and outlet of participants to and from the user group is possible at any time. More information about the event: goto/stq Sven Seiffert project tutorial events phone: 03 41 / 124 55 – 60 E-Mail: software forums Leipzig: Leipzig, a spin-off from the University of Leipzig, the software forums are Solarpraxis for software-intensive companies. In close cooperation with renowned universities give the software forums modern know-how for software development in various event formats, report on results from the international research scene and show best practices. It is targeted at professional exchange in the industry and Senior management moderated and pushed forward.