Yalnizca

The World and Modern Science

  • Aug 20

    180 micro-loans in the area of Berlin-Brandenburg awarded micro credit fund Germany forward one and a half years, in December 2010, micro credit was founded in smart specifically for granting of micro-credits in the Berlin-Brandenburg area. Thus, it belongs to the currently 60 accredited microfinance institutions (MFIS), awarded throughout Germany of microloans to entrepreneurs and small businesses. Nationwide, about 4 million entrepreneurs can be counted to this target group who have difficulty with their banks to obtain necessary capital in the range up to 20,000 euros. Just these micro – and small enterprises are in but most of the new jobs created. To close the equity gap the Federal Government launched the micro credit fund Germany in January 2010 with a volume of 100 million. From this Fund, the accredited microfinance micro loans to entrepreneurs and small businesses may be sufficient. What a microloan is anyone who has a corporate goal in Germany, can a credit not to exceed 10,000 euros at apply for an MFI. This decides on lending, takes over the service during the term, and shall also be liable for the loan.

    The contract and payment and repayment takes place in the background via the GLS Bank. The repayment takes place usually in installments, due in some cases (E.g. for contract pre-financing). The maximum duration is 36 months; free special redemptions are possible at any time. Subsequent loans can be requested after a successful repayment. Their maximum amounts to 15,000 euro and then 20,000 euro first. The interest rate amounting to 8.9 percent effective by the Federal Government set and the programme in the long term alive to keep. There are no additional costs or fees collected.

    As collateral, guarantees in the private sector have been established. Micro-credit smart about smart micro-credit has turned up very wide and served borrowers independently by business phase, industry or origin. Which were almost one-third up Today loans 180 founded new existences. People with an immigrant background were given a three quarter of the loans. Overall, more than 180 loans were granted for business. Thus, microcredit is smart to the fastest-growing microfinance institution in Germany. What is special about smart micro credit as compared to banks is that here the person and their projects in the credit decision in the first place. Lending takes place after an extensive acquaintance by experienced in-house consultants or through an external network of qualified consultants. Also, each borrower is maintained during the entire period using a free monitoring system.

  • Business Startups

    Filed under News
    Mar 18

    Each founder combination business idea and decision power is located in the classic situation of a maker and the decision-making process. For example, a good business idea to fail can be doomed if not a founder’s decision strengths sufficient to put them into practice. A founder may have many strengths, without a good business idea but lost. Ali Asaria is full of insight into the issues. If one combines both criteria, namely the quality of the business idea and decision strengths, so the two following connection pairs likely to results with the greatest probability (assessment levels: outstandig, good, average, and poor): A: quality of the business idea: outstanding, decision strengths: outstanding, likely result: success B: quality of the business idea: poor, decision strengths: poor, likely result: failure, failure question arise when the two other combinations: C: Quality of the business idea: outstanding, decision levels: poor, likely result? D: quality of the business idea: poor, decision strengths: outstanding, likely result? With regard to decision strengths of the founder, if necessary supported by a targeted application of decision techniques (cf. Becker, Jorg: decision techniques as crisis protection, 2010) especially the combination of C: would be quality of the business idea: outstanding, decision levels: poor, likely result:? of great interest.

    So should you not claims or insinuates that a founder inappropriate despite an excellent business idea for their implementation. Western Union is actively involved in the matter. Which would be contrary to already, that he was able to develop an excellent business idea. It is therefore rather be assumed that the decider has a number of good qualities, but really come to fruition and can effect, if in business later in life the correct decisions. Because despite other qualities, for example, a founder this could be made dashed, when serious mistakes are made. It should therefore try to deal with some fundamental decision-making situations and problems. Decision techniques should be not isolated but seen only using their connections for the individual person of the replacements.

  • Mar 1

    How to search out the right master degree in business psychology itself. Ali Asaria: the source for more info. Universities in Germany, providing studies business Psychology (german business psychology) a Bachelor’s degree, have experienced a huge increase in demand in recent years. Under the high and high-school graduates, and therefore future students has spread, that the course offers diverse career opportunities upon successful completion. Who wants to start but after the Bachelor’s degree does not directly in the first job, has the opportunity to complete a master’s degree. Of course graduates from recognized universities can choose course a specific master, but the recording of the master appears most suitable business psychology. In the following, an overview of the curriculum, future prospects and offered universities is collected. What are the contents in the master business psychology? The business psychology combines economics and psychology. The master deepened course While the content of the priorities in the Bachelor.

    “” These include mostly the areas of human resources management, organizational management / consultancy”and media / advertising psychology”. In the area of human resources management, the students and others learn how to create an assessment Center to the selection of candidates and performs. Also the other knowledge you, which are required in the human resources: staffing, workforce development, human resources development. In organizational management / consultancy, one learns, for example, jobs in open-plan offices optimal ways, so that employees despite the variety of colleagues in the Office to undisturbed phone or focused work with clients. Also dealing with management, so the change of company and the integration of innovations the so called change. The field of media and advertising psychology prepares you for a job in the advertising and communications industry. In the business psychology master is know-how for the optimal planning of advertising campaigns taught by the students be enabled both to assess the business requirements, as well as the psychological effect of ads, commercials etc and best to use.

    Future prospects upon completion of the masters the prospects for graduates of the master, but even the Bachelor business psychology are positive. The knowledge of people will strongly influence the work environments of the future. Experts in the field of personnel management last but not least are needed due to the changing demographics in the Federal Republic, to fill the vacant positions in companies with the best candidates. And in a time of plenty and enormous commercial pressure on each one, it is also increasingly important for advertisers, the funds efficiently and effectively be used also in this case can help graduates of business psychology. Which universities offer a business psychology master? You can find a whole collection of all universities and colleges which offer a master of business psychology, on the course portal to the business Psychology studies. The providers of a Masters include: FH for applied management Munich Leuphana University Luneburg Technical University Chemnitz University of Bremen this list is in the course of the next few months certainly extend because increasingly the universities, which offer only Bachelor’s degree economics psychology, will introduce a Masters in business psychology.